Home Services Analyst, Property Risk needed at Standard Bank Group

Job Description

• To perform and deliver various Credit Risk activities across the different aspects of the life-cycle of Credit Risk Management, including originations, account management, collections and payments for a dedicated Portfolio. This is essential in order to contribute to manage risk, achieve targets and align to best practices. Conduct in-depth analysis to ensure that the Portfolio’s products and services adhere to all relevant legislation and regulations.

Qualification:

• Degree (NQF Level 7 and above)
• Degree Business Commerce, Mathematical Sciences, Quantitative Studies
• Certification in SAS/SQL, and other coding languages.

Experience:

• The role requires an individual with a solid foundation and understanding of bank processes, products, data, and systems, with 3-4 years of experience.
• Specific experience within Credit/Property or Risk Management will be advantageous.
• Proficiency in SAS or SQL, and other coding languages is also necessary. Advanced computer literacy with a high level of proficiency in the Microsoft Office Suite is essential.

Domain Knowledge:

• A passion for property and property analytics.
• Strong skills in data analysis, statistical modelling, and machine learning.
• An innovative mindset with the ability to identify gaps and develop proactive strategies.
• A keen interest in addressing the impacts of climate change on the property industry.
• A self-starter who thrives on autonomy and can build from the ground up.

Additional Information

Behavioural Competencies:

• Adopting Practical Approaches
• Following Procedures
• Interpreting Data
• Providing Insights
• Upholding Standards

Technical Competencies:

• Quant Skills
• Risk Awareness
• Risk Identification
• Risk Management
• Risk Reporting
• Risk Response Strategy