2 days ago
Job title : Life Claims Assessor
Job Location : Gauteng,
Deadline : November 28, 2024
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RESPONSIBILITIES
Claims Data Collection & Analysis
- Ask questions, collect data from a variety of sources, analyse information and investigate claim. Ensure that the client policy is valid through the appropriate due diligence (such as listening to the policy sales/retention etc. phone conversation.
- Medically assess the validity of the claim by applying specialist medical assessing skills and knowledge.
- Ensure that relevant waiting periods have expired and that all premiums have been received on the policy.
- Ensure that the correct decision is made with regards to acceptance/declining payment of claim based on appropriate documents received and relevant contract in place.
Correspondence
- Ensure that a claimant is kept always informed with regards to their claim process.
- To ensure that the appropriate settlement documentation is sent to the appropriate parties outlining the amounts paid and the reasons for it; and ensure that the relevant parties for a declined claim are contacted and the reasons for the claim being declined is explained thoroughly.
- Ensure that relevant claims correspondence is forwarded to the reinsurer.
Customer Management
- Help manage customer by carrying out standard activities to complete the customer request.
- Provide feedback to the complaints department on customer complaints and queries regarding outcome of claims decision.
- Comply with current claims policy and procedures and ensure that production targets are met and that relevant turnaround times and SLA’s are adhered to.
- To appropriately escalate any red flags / discrepancies to the relevant department (for example forensics) as and when identified.
Administration
- To ensure that the correct banking details are received and captured and that the correct amount in terms of an accepted claim is paid to the appropriate parties.
- Ensure that all appropriate documents are in place relating to a client policy and ensure that the appropriate disclosures were made by the life assured.
- Ensure claims statistics are updated correctly and timeously and that all internal and external communication regarding the claim is stored on the relevant folder.
Continuous Improvement
- Leverage all available information from our partners, the industry, and internally to ensure we are constantly reviewing our departmental processes, systems and protocols with a view to improve efficiencies.
- Analyse current performance inhibitors and finding solutions to ensure business continuity.
Personal Capability Building
- Develop own capabilities by participating in assessment and development planning activities as well as formal and informal training and coaching.
- Develop and maintain an understanding of relevant technology, external regulation, and industry best practices through ongoing education, attending conferences, and reading specialist media.
EDUCATION
General Education
- Grade 12/ SAQA Accredited Equivalent (Essential)
- Recognized FSCA qualification (Essential)
- Regulatory exam 5 (Essential)
- Nursing/relevant medical qualification (Advantageous
- Class of Business Certification (Advantageous)
EXPERIENCE
General Experience
- 2 or more years claims assessing experience in the life insurance industry (Essential)
- Experience in a medical environment (Advantageous)
How to Apply for this Offer
Interested and Qualified candidates should Click here to Apply Now
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