Job Description

• Are you passionate about agricultural financing and have a strong background in credit processes? My client, is looking for a Credit/Relationship Manager (Middleburg) to expand their farmer lending portfolio while ensuring the highest standards in credit application management. 

Key Duties included:

• Identify New Business Opportunities: Build and maintain strong relationships with farmers to identify profitable lending opportunities.
• Credit Application Management:
• Collect and evaluate required FICA documents, financial statements, and application forms.
• Ensure compliance with credit policies and the National Credit Act (NCA).
• Motivate credit proposals and oversee the submission and approval process.
• Discuss terms and conditions with clients and secure all required documentation.
• Administrative Excellence: Handle client queries, compile reports on arrears, and manage account updates.
• Ad Hoc Support: Represent the company at farmer days, cross-sell financial products, and assist colleagues when needed.

Qualifications & Experience Required

• Education: BSc or BCom in Agricultural Economics.

Experience:

• 2-3 years in agricultural financing.
• Proven experience with credit applications processes and knowledge of managing credit risks.
• Languages: Proficiency in Afrikaans and English.
• Skills & Competencies
• In-depth understanding of credit policies and application procedures.
• Strong knowledge of SAP and advanced Excel.
• Exceptional communication, analytical, and problem-solving skills.
• Detail-oriented with the ability to manage tasks under pressure.
• Computer literacy in Microsoft Office.
• Willingness to travel as required.