Job Expired
Manager, Credit Portfolio – Unsecured Lending needed at Standard Bank Group
Gauteng, Johannesburg Full Time Accounting / Financial Services
Job title : Manager, Credit Portfolio – Unsecured Lending
Job Location : Gauteng, Johannesburg
Deadline : April 26, 2024
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Job Description
- To ensure that the allocated portfolio’s perform within risk appetite, budgets are set appropriately and that strategic portfolio decisions are optimised. Support in managing rolling forecasts. Setting of risk appetite for Unsecured Lending to ensure we remain within triggers agreed and monitored by portfolio management. Support specific book growth initiatives.
- To ensure the provision of effective credit reporting, insights and analytics for an allocated portfolio across multiple products and the credit life-cycle originations and account management in order to inform business decision making and relevant credit strategy. Work closely with the decisioning teams to identify any areas for improvement in the quality of business written, account management etc. Implement System and Process change to assist implementation of strategy . Provide support to improve automated decisioning by doing post implementation monitoring, ongoing monitoring to prompt strategy reviews if population/performance shift etc. Support product areas with product specific rules, system fixes etc . To drive the automation of relevant production reports.To design and enhance originations and account management strategies to manage the portfolio. Engages with relevant stakeholders when Scorecard driven new strategy (origination and account management).
Qualifications
Minimum Qualifications
- Type of Qualification: First Degree
- Field of Study: Mathematical Sciences / IT /Computer Sciences
Experience Required
- Credit Risk – BCB
- Risk & Corporate Affairs
- More than 5 to 8 years
- Experience in analytical work (ideally in Credit Risk). Experience in managing a credit portfolio; managing credit risk. Understanding of the credit value chain.
Additional Information
Behavioral Competencies:
- Articulating Information
- Analysing Solutions
- Examining Information
- Exploring Possibilities
- Interpreting Data
- Making Decisions
Technical Competencies:
- Coaching and Mentoring
- Evaluating Risk Management Effectiveness
- Performance Management
- Risk/ Reward Thinking
- Statistical & Mathematical Analysis
- Strategic Planning and Reporting
How to Apply for this Offer
Interested and Qualified candidates should Click here to Apply Now
- This job has expired!
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