Business Banker – KZN needed at Bidvest Bank
Job title : Business Banker – KZN
Job Location : KwaZulu-Natal, Durban
Deadline : May 22, 2024
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Primary Purpose
- We have an exciting opportunity for a Business Banker to join our KZN Region.
Minimum Requirements
Qualifications
- Grade 12
- Degree
- Certificate in Banking (ideal)
- BCom (ideal)
- Relevant RE qualifications
Experience
- At least three years of sales experience in a financial services
industry - Proficiency in IT
Competencies
- Business Acumen
- Knowledge of banking products
- Ability to analyse and understand financial statements
- Professional communication skills.
- Excellent selling skills
- Self motivated
- Positive attitude and resilient
Duties and Responsibilities
FINANCE
Monthly Sales Revenue Target
- To proactively cold call and find new clients for Bidvest to meet the monthly revenue
target - To educate and promoting Bidvest’s full product offering to clients to maximize the revenue that can be generated
- Manage the profit margins through providing clients with comparative information on
rates and obtaining the best rates for specific banking products - Actively grow the client base by agreed target of new acquisitions a month in order to
achieve the sales target
CUSTOMER CENTRICITY
Customer Service
- Cold calling, networking and proactively approaching prospective clients to sell Bidvest’s
value proposition - Correctly anticipating and interpreting the customers’ business requirements in order to
get them to bank with Bidvest Bank, sell right product to right customer and ability to
close deals - Providing relevant timeous solutions to the client through researching the client’s
business in relation to the current economic climate and educating the client on Bidvest’s
products - Providing excellent service that will result in customer referrals and new business
- Taking on the role as the primary point of contact for the client, ensuring excellent service
levels and quality to customers to ensure the retention of the client and a long term
working relationship - Continuous face to face and telephonic interaction with clients in order to pre-empt and
proactively address their needs - Responding speedily and correctly to stakeholder and customer queries.
- Assist the client with innovative ways to gain maximum benefit from the products e.g.
offering right product at right time - Pro-actively manage the review process of clients’ facilities, checking, submitting and
motivating the business case for approval to credit and legal departments to achieve
renewal in the necessary time period. (Providing all necessary documents) - Train and assist the client on the necessary systems / processes to deal with the Bank in
the most efficient way, customer education - Continual awareness of what is going on in the market and economy to provide relevant
advise to the client at all times - On-boarding – signing up customer for first time, following the correct processes in terms
of compliance, credit application and obtaining the facility with the relevant internal
departments
Admin Support
- Provide relevant reports in order to track progress
- Review the client files and keep up to date with changes of directors, board members and
authorized signatories - Update and manage all client interaction on the CRM system
Process Management
- Successful relationship building with legal, credit, Internal bankers, back office and Treasury in
order to achieve clients’ needs - Signing off files and work with legal and credit to ensure that all necessary documents are in
place and delivered to clients - Deal with the Financial Surveillance Department to assist and prepare the client to approach
the Reserve Bank if necessary - Follow up with all parties to ensure that queries are resolved
Training
- Keeping abreast of Compliance (FICA) requirements
- Knowledge of Banking products and channels
- FAIS compliance
- Anti Money laundering training
- Understand the sales cycle
How to Apply for this Offer
Interested and Qualified candidates should Click here to Apply Now