Commercial Underwriter: Renewals(VS03) Job at Werkie

Role Overview

• We are seeking a skilled Commercial Underwriter, who will primarily focus on underwriting and renewals. The role requires strong communication and relationship-building abilities, combining underwriting expertise with client service. You will act as the link between brokers, clients, and internal operations, ensuring accurate underwriting decisions, policy activations, and professional service delivery.

Key Responsibilities

• Analyse and assess new business risk proposals
• Provide brokers with accurate quotations on commercial lines
• Build and maintain strong relationships with brokers and clients
• Ensure policies, quotes, and amendments are processed correctly and on time
• Apply underwriting knowledge in line with insurer guidelines
• Ensure renewal reviews and endorsements are completed within deadlines
• Manage policy terms, calculate premiums, and apply discounts where mandated
• Activate new policies and send welcome packs to brokers/clients
• Handle dual insurance processes, cancellations, and re-underwriting of high-risk clients
• Request and monitor surveys, implementing corrective underwriting as needed
• Maintain accurate administration, recordkeeping, and compliance with company procedures

Requirements

• Minimum Grade 12 (Degree/Diploma in Insurance, Risk Management, or related field = advantage)
• At least 2 years’ experience in commercial underwriting
• Strong knowledge of commercial, domestic, body corporate, and heavy commercial vehicle policies
• Experience with policy administration and CRM systems
• Ability to analyse actuarial/statistical data and apply underwriting guidelines
• Able to manage multiple brokers, clients, and policies simultaneously
• Strong administrative and reporting skills

Personality & Skills Profile

• Attention to detail with high levels of accuracy
• Emotionally stable and able to work under pressure
• Excellent listening and client service skills
• Professional, open-minded, and practical approach
• Self-driven, results-orientated, and motivated by growth