Credit Analyst (Emalahleni) needed at FNB South Africa

Job Description

• To analyses credit data to estimate degree of risk in extending credit or lending money
• Consults with management to assist in corporate planning
• Credit assessments of salaried home loans applications.
• Adhere to negotiated service levels and turnaround times in support of business strategy.
• Ability to effectively prioritise and organise workflow.
• Customer and results driven.
• Make informed credit decisions.
• Assist internal sales partners with credit decisions and application of the credit policy.
• uild and maintain relationships with internal business partners.
• Responsible for making credit decisions.
• Keep abreast with what’s happening within the market place and more specifically with regards to process and credit policy.
• To facilitate and monitor adherence to service guarantee times.
• Resolve any credit issues and process problems/challenges with Payouts and other internal business partners.
• Escalate to manager any credit issues with products/processes/ standards.
• Optimises work through the application of learning experiences
• Engages in activities for own development
• Ensures customer service solutions are aligned to the operational business plan
• Develops and leverages cooperative credit risk stakeholder relationships and networks
• Contributes to cost efficiencies
• Contributes to teamwork
• Ensures operational excellence through the delivery of work processes according to defined quality standards
• Liaises with internal and external stakeholders and support functions
• Analyses the integrity of credit applications