Life Underwriter (Junior) needed at Discovery Limited

Key Purpose

• To call for requirements considering medical, financial, territorial and vocational risks of new and existing business. To support dedicated Key Distribution partners..

 Areas of responsibility may include but not limited to:

• To analyse applications and to call for requirements considering medical, financial, territorial and vocational risks of new and existing business.
• To support key distribution partners and to ensure that all partners get superior customer service.
• To deal with escalations and to check that underwriting rules and policies have been applied.
• To ensure that the thought process used in order to underwrite a particular case is synopsised so that other underwriters can understand the thought process.
•  Applying necessary guidelines to ensure correct risk rating is applied to new and existing business.
• To liaise with all internal and external clients regarding risk applied or policies that are deferred/declined.
• To attending to enquires which would include written, telephonic, emailed or face-to face.

Personal Attributes and Skills

• Deciding and initiating action
• Applying Expertise and Technology
• Analysing
• Delivering Results and Meeting Customer Expectations
• Adhering to Principles and Values
• Persuading and influencing
• Coping with extreme pressure and setbacks
• Presenting and Communicating Information

Experience and Educational Requirements:

• Matric/Grade 12 is essential
• Medical Diploma is advantageous
• 2 years’ experience in a financial Industry

Knowledge:

• Understanding VitalityLife products Advanced
• Financial Principles and Interpretation Basic
•  Understanding VitalityLife Systems (SAM, Paradigm, AWD) Advanced
• UK specific insurance legislation Intermediate
• Medical Conditions Intermediate
• Understanding of Risk Management & Risk Assessment Intermediate

Skills:

• Computer literacy (MS word, Excel) Intermediate
• Communication skills (verbal & written) Intermediate
• Decision making / Independent thinking Intermediate
• Analysis of Information Intermediate