Key Responsibilities

Portfolio Management

• Manage the deal administration process from implementation to account closure, by capturing, verifying information on system.
• Control the disbursement process to clients.
• Manage waivers and consent requests from clients.
• Maintain and monitor client deal records both physical records and on the reporting system.
• Maintain and monitor securities and covenants, and the safeguard of documents and records.
• Monitor that system processing for client transactions are adequate and timeous.
• Ensure the effective collection and recording of payments and actioning the necessary consequential adjustments to client’s records.

Governance

• Facilitate the sign-off of all documents since implementation.
• Identify high-risk clients and ensure the applicable risk mitigation processes are in place.
• Provide support and verify compliance with policies and procedures regarding the bank’s financial assets.
• Facilitate the closure of deal accounts.

End User Support

• Resolve and answer queries from internal and external clients in a timely manner.
• Ensure information is correct and up to date on the system regarding: disbursements, repayments, defaulters/staging, securities and any other ad hoc information to inform reports for information and decision-making purposes.
• Minimise operational and transactional costs.

Key measurements of outputs

• Adhering to timeliness of transaction management policies and procedures.
• Correctness of management information system.
• Overall management and quality of portfolio information as per financing agreements.

Key Internal Liaison Relationships

• Executives & Heads
• All DBSA Divisions and Units participating in the lending process                                                            
• Finance
• Internal Audit

Key External Liaison Relationships

• External Clients, Advisors, Agent Banks                                                                                    
• External Auditors 

Expertise & Technical Competencies

Minimum Requirements

• A Bachelor’s Degree in Finance, Economics or Risk Management
• A minimum of 7 years’ experience in wholesale transactional banking environment
• Extensive knowledge in MS Office with specific focus on excel

Desired Requirements

• Understanding of legislative frameworks Companies Act, PFMA, MFMA, King IV
• Knowledge of credit and investment risk dynamics
• Experience in the financial services industry
• Experience using a loan management system