Minimum Requirements

• BCom Degree with financial subjects / related field
• 4 years related experience in an agricultural retail sector.
• Ability to effectively communicate and/or negotiate with high level of proficiency at all levels.
• Extensive knowledge of credit management processes and controls

Key performance indicators

Growth

• Implementation of appropriate application scorecards and affordability models
• Ability to execute in a diverse environment by building a deep understanding of the company’s products and consumers to develop narratives that translate those concepts to broad consumer audiences and customer experiences.
• Lowering debt risk through negotiating increased securities

Optimisation

• Execute the lending portfolio and continually optimize risk strategy for acquisition, fraud, and collection.
• Utilise statistical and segmentation tools to develop/optimize acquisition risk strategies for loan products.

Leveraging Culture & Diversity

• Ability to lead a high impact team and collaborate with different stakeholders.
• Ensures a sound credit risk management culture through awareness amongst the internal and external stakeholders.

Digital Transformation

• Driving the automation/optimization of digital processes and inventory control platforms
• Develop consumer-facing content across a variety of segments to publicise the company’s products & brands.

Key leadership attributes

The incumbent would need to have the ability to progress and add continuous incremental value – having impact.

• Dealing with complexity
• Sound pragmatic judgement
• Self-awareness
• Achievement orientation