Marketing Support Credit Analyst (Standerton) needed at AFGRI Equipment

Description

• To support the Relationship Manager to acquire new clients and increase returns on the current lending portfolio by growing market share in the allocated region(s).

Requirements

Minimum Qualifications

• Grade 12
• Bachelor’s degree in Finance, Accounting, Economics, Business Administration, or a related field
• Certification such as Chartered Financial Analyst (CFA) will be an advantage

Minimum Experience

• 3 – 5 years of experience in credit analysis, credit administration, and/or risk management 

Key Performance Areas

• Assist in the preparation and submission of comprehensive credit applications
• Compile various documents such as, but not limited to ITC, Windeed, new/updated valuations and bank codes and include them in the credit application
• Capture all the technical details of the application on the e-Credit system
• Ensure that limits are noted according to the credit decision
• Evaluate the creditworthiness of clients, analyse financial statements, and conduct credit risk analysis.
• Identify and mitigate potential credit risks.
• Monitor credit exposure and take corrective actions when necessary.
• Maintain and strengthen relationships with clients, providing support and guidance regarding credit policies and procedures.
• Promptly resolve all client queries.
• Ensure compliance with internal credit policies and external regulations, prepare detailed credit reports, and maintain accurate records.
• Implement and monitor adherence to credit limits and terms.
• Maintaining accurate and up-to-date records of credit assessments and decisions and preparing detailed credit reports and analysis.

Technical Knowledge and Competencies

• Proficiency in MS Office, especially Excel
• Knowledge of SAP
• Strong financial acumen and analytical skills
• Excellent planning and organising skills
• Good interpersonal and communication skills in English and Afrikaans
• Understanding of relevant credit policies, financial regulations, and compliance requirements in South Africa

Behavioural Competencies

• Accuracy and attention to detail
• Flexible behaviour
• Team player and able to work independently
• Result-oriented and analytical
• Focus on quality