Paraplanner Job at PSG Konsult Ltd

Job description:

• This is an opportunity to join a well-established office and team which is growing rapidly. We require a Paraplanner to provide an efficient administrative support function to Advisers.
• This role bridges the gap between administration and advisory functions — enhancing the quality of advice delivered, improving operational efficiency, and contributing to an exceptional client experience.
• The Paraplanner supports both pre- and post-advice processes and ensures technical accuracy across all advice documentation.

Responsibilities:

• Financial Planning and Technical Support
• Prepare accurate and compliant financial plans based on client objectives, needs, and risk profiles.
• Conduct detailed cashflow analyses, retirement projections, and financial modelling to support adviser recommendations.
• Research and evaluate investment products, portfolios, and strategies, considering tax and legislative implications.
• Ensure all advice documents and supporting materials comply with FAIS, FICA, and internal compliance standards.
• Compile comparative analyses and scenario modelling to support advice formulation.
• Assist with implementation documentation and ensure correct reflection of client instructions post-advice.
• Client Review and Reporting
• Prepare and update client portfolio review reports in line with investment performance and changing client circumstances.
• Draft and format review presentations, Records of Advice, and summary reports for adviser delivery.
• Monitor portfolio performance and identify variances or inconsistencies relative to client objectives.
• Maintain review schedules and ensure timely preparation of all required review documentation.
• Adviser and Front Office Support
• Provide technical support to Wealth Advisers and Adviser Administrators before and after client meetings.
• Maintain accurate CRM data, ensuring all client records, plans, and compliance documents are up to date.
• Support advisers in client strategy sessions by preparing summary packs, illustrations, and scenario outputs.
• Attend client meetings when required to provide technical input and clarification.
• Collaborate with administration and compliance teams to ensure full adherence to regulatory requirements.
• Operational and Compliance Responsibilities
• Ensure all financial planning and client documentation aligns with PSG’s compliance framework.
• Verify that assumptions, calculations, and recommendations are supported by valid data and justifiable reasoning.
• Maintain an audit-ready record of all client planning and reporting documentation.
• Stay informed of regulatory updates, product changes, and industry developments that may affect advice.
• Collaboration and Relationship Management
• Work closely with Wealth Advisers, Adviser Assistants, and Administrators to ensure seamless client service.
• Liaise with product providers and research teams to obtain required data and documentation.
• Contribute to continuous improvement of advice templates, workflows, and review processes.
• Promote a culture of teamwork, accountability, and service excellence within the advisory practice.

Minimum requirements:

• Matric (Grade 12)
• CFP and/or Postgraduate Diploma in Financial Planning/ Degree in Investment Management (Preferred)
• 2-4 years’ experience in a wealth management, advisory or paraplanning environment
• Exposure to Investment analysis, cashflow modelling, and financial planning processes
• Experience in both individual and group-to-individual transitions (Advantageous)

Competencies:

• Strong analytical and numerical reasoning.
• High attention to detail and accuracy.
• Excellent written communication and report-writing ability.
• Sound understanding of investment, retirement, and financial planning principles.
• Ability to interpret and apply legislative and regulatory requirements (FAIS, FICA, FSCA).
• Organised and deadline-driven with the ability to prioritise multiple deliverables.
• Collaborative team player with initiative and problem-solving skills.
• Professional discretion and integrity in handling client data.
• Proficient in Microsoft Office, financial planning software (e.g. myPractice), and provider systems.

Closing date:  23-Jan-2026