Purpose of the role

The role of the underwriter is to assess the risk of our clients based on their medical and financial status.

What will you do?

Core Tasks/ Outputs:

• Underwrite risk applications with respect to medicals, occupation, and part-time activities.
• Underwrite sub-standard cases.
• Underwrite business insurance (Buy and Sell, Key Person etc.).
• Request medical and financial requirements and/or limit requirements.
• Placement of cases according to reassurance treaty and related guidelines

Role Requirements

Qualifications:

• Grade 12.
• Relevant qualification will be an advantage.

Experience: 

• At least 3 years medical and/or financial underwriting experience.
• Experience in underwriting processes will be an advantage.
• Exposure to financial underwriting and business insurance will be an advantage.
• Exposure to underwriting software/programs will be an advantage.
• Exposure to the application of underwriting and re-insurance policy will be an advantage.

Knowledge: 

• Knowledge of prognosis of medical conditions.
• Understand medical terminology (anatomy and physiology).
• In-depth knowledge and understanding of financial statements and questionnaires.

Competencies:

• Communicates effectively
• Good presentation skills
• Business insight
• Decision quality
• Analytical thinking
• Cultivates innovation
• Plans and aligns
• Concern for accuracy
• Customer focus
• Collaborates
• Drives engagement
• Drives results
• Team success
• Being resilient
• Tech savvy